This is a question we hear
all the time. At Just Found My Mortgage we work on this type scenario
all the time. Whether you want to refinance or get a new mortgage, there
is a very good chance that we can help, even with bad credit.
We facilitate mortgages
nationwide. We will work with you very closely throughout the whole
process. We have closing companies and appraisers in place nationwide
and ready help facilitate your mortgage.
If you are looking to
purchase a home and need a new mortgage, your down payment and closing
costs will vary depending on your credit score. In some cases we will
advise you on a course of action to clean your credit up and reapply at
a set time in the future.
This is valuable advice and
it's yours for free! We will set our database to what ever future
date your loan officer recommends and your name will come up in monthly
report and we will contact you. If you have at that time followed our
advice, your credit will be clean and you will get the loan.
If you are looking to
refinance your current mortgage, we can help there too. We do have 100+%
loans, but obviously, your credit has to be half way decent to get them.
**With that being said, with enough equity, you can pretty much get the
loan regardless of bad credit.
**When we mentioned that you can pretty
much get the loan as long as you have equity, you must know that
sometimes no matter how much equity you have you may not be able to get
the loan due to extremely bad credit.